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IDENTITY THEFT

The following is a list of steps you should take if you are a victim of identity theft:
  • Contact your police department, and get a copy of the law enforcement report.
  • Call one of the nationwide credit reporting companies (Equifax, Experian, and TransUnion) to place a fraud alert on your credit file and to get a free copy of your credit report.  An alert can prevent someone from opening a credit account in your name.  Call the toll-free fraud number on any one of the three companies to place the alerts with all three companies and get your credit reports.

    Equifax: 800-525-6285
    Experian: 888-397-3742
    TransUnion: 800-680-7289
     
  • Contact each financial institution where fraudulent accounts were opened, and close the accounts.  Speak to someone in the fraud or security department.  Follow up in writing.  More information on how to dispute fraudulent accounts is available at www.consumer.gov/idtheft and in Take Charge: Fighting Back Against Identity Theft, a publication available from the Federal Trade Commission (FTC).  The publication is also available at the website.
  • Contact the FTC at www.consumer.gov/idtheft to report the identity theft and learn how to minimize the effects of the fraud and protect your personal information.  When you file a complaint with the FTC, it becomes available to law enforcement through the Consumer Sentinel network.

    (From the LECC News, courtesy of the Office of the U.S. Attorney - Eastern District of Arkansas)


     
 
     

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